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Credit & Guarantors
7 Best Lease Guarantor Services for Students Without a Cosigner
If your parents can't or won't cosign, a lease guarantor service will stand in as your financial backer for a fee — usually 40% to 110% of one month's rent. Insurent is the standout for students and international renters; TheGuarantors and Leap are cheapest with good credit.
Lease Options & Terms
Month-to-Month vs. Fixed-Term Leases: Which Is Better for Students?
For most students, a fixed-term lease is the cheaper, safer default — it locks your rent for 9 or 12 months. A month-to-month lease is better only when your timeline is uncertain, because it lets you leave with 30 days' notice. The trade-off is a 7% to 10% rent premium.
Health & Safety
Does Renters Insurance Cover Stolen Items? What Students Need to Know
Yes, renters insurance covers stolen items — your laptop, bike, phone, and clothes are covered against theft whether they're taken from your apartment, your car, the library, or while you're traveling. The payout comes minus your deductible and is capped by your coverage limit.