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Off-Campus Housing for Graduate Students: How It's Different From Undergrad
Graduate student housing differs from undergrad renting in four ways: 12-month leases instead of academic-year, no roommate matching, studios and family units instead of shared bedrooms, and stipend-based income verification instead of a cosigner.
Utilities Setup
How to Split Utilities With Roommates Without Drama
To split utilities with roommates without drama: decide who holds each account, agree on a split method before the first bill, route shares through one app like Splitwise, set an early due date, and write down what happens if someone doesn't pay.
Budget & Affordability
529 vs FAFSA vs Student Loans: Which Pays for Off-Campus Housing?
All three can pay for off-campus housing, but not interchangeably. A 529 covers rent tax-free up to your school's room-and-board allowance, FAFSA grants are free money, and loans you repay with interest. Spend in that order.