How Much Does Off-Campus Housing Cost Near Indiana University Bloomington?

Off-campus housing near Indiana University Bloomington costs about $785 to $920 a month for a bed in a shared student apartment and roughly $1,100 to $1,500 for your own one-bedroom, based on October 2026 Find My Place listings. The cheapest beds on FMP start at $449 at The Village at Muller Park, 2.2 miles west of campus, while whole houses near the Sample Gates run $2,590 to $5,995 split among a group.

Key Takeaways

• Per-bed rent in purpose-built student complexes: $785 at The Quarters, $789 at The Dillon, $799 at Hub Bloomington and $843 at The Park on Morton.
• One-bedrooms are where the money goes. Across 128 FMP one-bedroom floor plans tied to IU, the median is about $1,385.
• Sub-$900 one-bedrooms exist, just not shiny ones: 729 W. Dixie St ($699), 103 E Driscoll St ($900).
• Utilities? Figure $50 to $120 extra (more in a drafty house in February).
• IU's 2026-27 budget says $14,398 for housing and food. Treat it as a yardstick.
• Group houses look scary on paper. Split six ways, 628 University's $5,995 is about $1,000 each.

IU Off-Campus Housing Cost by Housing Type

Your housing type sets your price more than your neighborhood does. Here is what FMP's Bloomington inventory looked like in early October 2026, using base rent before fees.

• Bed in a student complex (4x4 or 5x5): about $750 to $920 a month per person.
• Studio: $899 at 612 S Fess, $1,199 at The Ellis.
• One-bedroom, newer building near downtown: $1,099 to $1,500.
• One-bedroom, older building: $699 to $1,150.
• Whole house for a group: $2,590 for a three-bedroom on E 2nd St, $2,795 and up for a four-bedroom on E 8th St.

Those ranges come straight from the listings on off-campus housing near IU Bloomington, where you can sort by price and room type. FMP's own IU market guide lands in the same zone for group housing, about $550 to $900 a month per person.

What a Bed Costs in an IU Student Apartment Complex

Expect $785 to $920 a month for a bed in an IU student complex. You lease your bedroom, not the apartment, and split the kitchen and couch with whoever else signs.

How do you know a price is per bed? Watch the curve. At The Dillon, a one-bedroom lists at $1,399 while a four-bedroom lists from $789. Nobody rents a four-bedroom for less than a one-bedroom, so that $789 is one person's share. The same pattern shows up at Hub Bloomington and Lark.

Per-bed prices at IU student complexes

• The Quarters on Isaac Drive lists from $785 per person, about 1.4 miles west of the Sample Gates.
• $789 gets you into The Dillon on S Patterson Drive (four-bedroom plans run $789 to $899).
• Hub Bloomington, up N Walnut St, starts at $799 in a four-bedroom.
• Closest of the group is The Park on Morton, roughly 0.7 miles from the gates, from $843 per person.
• Lark Bloomington on S Kingston Dr drops to $749 in a five-bedroom (it's on the east side, about 1.8 miles out).

Distances here are straight-line estimates from FMP listing coordinates to the Sample Gates at Kirkwood and Indiana Avenue. Your actual walk will be longer.

What a One-Bedroom Costs Near IU Bloomington

A one-bedroom near IU costs about $1,385 a month at the middle of the market. That figure is the median of 128 one-bedroom floor plans on FMP linked to IU, and half of them fall between roughly $1,250 and $1,515.

Location does most of the pricing. Around Tenth and College, a few blocks northwest of campus, Tenth and College (Cedarview Management) starts one-bedrooms at $1,099 and The Standard at Bloomington starts at $1,210. Studio 531 on N College lists from $1,250.

Want your own place for under $1,000? You'll be in an older building. 729 W. Dixie St lists one-bedrooms from $699, 103 E Driscoll St from $900, and 3 Square on N College at $950. Smaller amenities, smaller rent. That trade is usually worth it if you're never home.

Whole Houses Near IU: The Group Math

Bloomington group houses cost more in total but often less per person than a one-bedroom. A three-bedroom at 723 E 2nd St lists at $2,590, which is about $863 each. The remodeled four-bedroom at 2404 E 8th St starts at $2,795, or about $699 each.

The headliner is 628 University, a six-bedroom on E University St at $5,995 a month. Split six ways, that's roughly $1,000 per person for a house a short walk south of campus. Not cheap. Not crazy either, for that location.

One catch with houses: utilities are usually on you, and Bloomington winters are not kind to old furnaces. Ask to see last January's gas bill. If the landlord dodges, you have your answer.

Hidden Costs on Top of IU Off-Campus Rent

Rent is the big number. It isn't the only one. FMP's IU market guide pegs utilities at $50 to $120 a month for a studio or one-bedroom, and plenty of listings show base rent and nothing else. Get the all-in monthly figure in an email from the leasing office, not a verbal "oh, about that much."

Here's a gut check. IU's 2026-27 undergraduate cost of attendance budgets $14,398 for housing and food. Twelve months at $799 is $9,588. Twelve months in a $1,385 one-bedroom? $16,620, and you haven't bought a single grocery run yet.

And when you move out, Indiana gives your landlord 45 days to return the deposit or itemize what they kept. Photos with timestamps on day one. Every wall.

Frequently Asked Questions About IU Off-Campus Housing Cost

What is the cheapest off-campus housing near IU?

$449. That's the lowest listed bed at The Village at Muller Park, about 2.2 miles west of campus. Closer in, The Quarters ($785 per person) and The Dillon ($789) are the lowest-priced student complexes, and 729 W. Dixie St has one-bedrooms from $699.

Is it cheaper to live off campus at IU?

Usually, yes, if you share. A $799 bed for 12 months leaves about $4,800 of IU's $14,398 housing-and-food budget for food and utilities. A solo one-bedroom at around $1,385 a month can top IU's entire housing-and-food estimate on rent alone.

How much should I budget for utilities in Bloomington?

Somewhere around $50 to $120 a month in a studio or one-bedroom. Houses run higher in January and February. Some leases bundle a utility or two, so compare the all-in number, not the base rent.

Are IU student apartment prices per person or per unit?

It depends on the building, and the label isn't always reliable. If a four-bedroom is listed for less than a one-bedroom in the same complex, the price is per person. If rent climbs with each bedroom, it's for the whole unit.

When do IU off-campus prices go up?

Fast, once the good units are gone. Bloomington leases usually start in August and group houses get claimed early in the fall, a full year ahead. The lowest-priced rooms tend to go first.