UofL Off-Campus Housing Cost: Louisville Rents for 2026

UofL off-campus housing costs about $850 a month for a bed in a shared student apartment near campus, and about $1,050 for a studio or one-bedroom of your own. Those are 2026 medians from FMP listings: $854 across 37 shared floor plans at six student complexes, and $1,057 across 26 solo floor plans. The cheapest bed we found is $609 at Derby Row, while a double in UofL's Louisville Hall runs $3,337 a semester with utilities included.

Key Takeaways

• $809 is the median bed in a four-bedroom unit at the student complexes south of campus (16 floor plans).
• Derby Row on Bellamy Place lists the lowest bed: $609 in its Secretariat four-by-four, 0.8 miles from UofL.
• Want your own place? Studios and one-bedrooms run $700 to $1,649, with a $1,057 median.
• Prices on the student complexes go down as the unit gets bigger, which means they're quoted per bed.
• UofL's own housing includes electricity, water and internet. Most off-campus listings haven't posted their fees yet.
• A four-bed University Pointe room on campus costs $4,790 a semester for 2026-27.

UofL Off-Campus Housing Cost by Unit Type in 2026

What you'll pay depends mostly on whether you share. Across the 12 properties FMP links to off-campus housing near UofL, here's how the 2026 floor plans break down:

• Bed in a two-bedroom: median $924 (8 plans).
• Bed in a three-bedroom: median $784 (6 plans).
• Bed in a four-bedroom: median $809 (16 plans).
• Bed in a five-bedroom: median $844 (6 plans).
• Studio or one-bedroom, whole unit: median $1,057 (26 plans).

So the sweet spot is a three- or four-bedroom. Going from two roommates to four saves you a little over $100 a month at most complexes. Going bigger than four doesn't save you more.

FMP's UofL page lines up with this. It puts a shared room or per-person rate in an Old Louisville house at roughly $500 to $850 a month, and studios and one-bedrooms at $800 to $1,200.

Per-Bed Student Complexes South of Campus: $609 to $1,019

Most shared housing near UofL sits in a cluster of purpose-built complexes south and east of Belknap Campus. They all price by the bed. You can tell because a four-bedroom bed costs less than a two-bedroom bed in the same building, which only makes sense if the price is per person.

Here's what the main ones list right now:

• Derby Row, 1501 Bellamy Place: four-by-fours from $609 to $649, two-by-twos $879 to $889. It's 0.8 miles from campus.
• The Province, 600 Ruggles Place: $714 to $729 in a four-bedroom, $739 in a three, $899 in a two. About 0.6 miles out.
• The Brexx at Louisville, 1000 Manor Park Drive: 14 floor plans from $799 (five-bedroom) to $1,019 (two-bedroom), half a mile from UofL.

The Nine on South Floyd Street, The Marshall and Trifecta on South 4th Street round out the group, with beds from $675 to $1,199 depending on layout. Trifecta's three-by-three at $675 is the cheapest bed outside Derby Row.

One thing I'd check before signing: whether that bed price includes furniture, internet and utilities. None of these complexes has posted monthly fees on FMP yet, and even a $70 monthly fee changes the math fast.

Studios and One-Bedrooms Near UofL: $700 to $1,649

Living alone near UofL costs less than you might expect. Budget about $900 to $1,100 for something close.

Cardinal Village at 1800 South 2nd Street is 0.3 miles from campus with one-bedrooms from $899 and a two-bedroom at $1,085. Those are whole-unit prices, since rent rises with size. Farther north, toward Old Louisville and downtown, Vue at 3rd Street and Lofts on Ormsby list studios from $899 and $700.

The Highlands cost more. Highland Station on East Broadway lists studios at $1,189 and one-bedrooms up to $1,649. It's also 2.4 miles from UofL, so you're paying for Bardstown Road, not a short walk to class.

UofL Off-Campus Housing Cost vs. Living on Campus

On a per-month basis, the cheapest dorm and the cheapest off-campus bed come out close. The difference is what's bundled in.

According to UofL Housing's 2026-27 cost page, a Louisville Hall double costs $3,337 a semester. A four-bed room at University Pointe runs $4,790, and a Cardinal Towne two-bedroom is $5,009. Those rates include furniture, internet, electricity, water and trash. Most halls run on a nine-month agreement, though some upper-level housing runs 11.5 months. (UofL lists the rates as projected, pending Board of Trustees approval.)

Now compare. A University Pointe room works out to roughly $1,064 a month over a four-and-a-half-month semester. A four-bedroom bed at The Province is $714, before fees, for twelve months. That's about $8,570 a year off campus versus $9,580 for two semesters at University Pointe on a nine-month agreement, but off campus you're covering utilities and summer yourself.

What UofL Off-Campus Listings Don't Show Yet

Almost every Louisville listing on FMP shows base rent with a note that monthly fees haven't been posted. Ask about these before you compare:

• Utilities. FMP's UofL page estimates $50 to $150 a month on top of rent.
• Furniture. Some per-bed complexes include it, some charge for it.
• Parking. A spot at a student complex is often a separate monthly line item.
• Lease length. Every floor plan in this data set is listed at twelve months or longer.

If two places are within $50 of each other, the fee sheet usually picks the winner.

Frequently Asked Questions About UofL Off-Campus Housing Costs

How much is rent near the University of Louisville?

$854 a month is the median for a bed in a shared student apartment, based on 37 FMP floor plans in 2026. A studio or one-bedroom of your own has a median of $1,057. Add utilities and any fees the listing hasn't posted.

What's the cheapest off-campus housing near UofL?

Derby Row on Bellamy Place, at $609 a bed in a four-bedroom unit. Trifecta's $675 three-bedroom bed and The Province's $714 four-bedroom bed are next. For a whole apartment, Lofts on Ormsby lists studios from $700.

Is it cheaper to live on or off campus at UofL?

It's close. Off campus usually wins on the monthly number, and campus wins on simplicity, since UofL's rates include utilities and internet and most halls only run for the school year. A $714 bed for twelve months is about $1,000 less per year than a $4,790-a-semester room at University Pointe, before you pay any utilities.

Are UofL student apartments priced per person?

The big student complexes are. At The Province, Derby Row, The Brexx, The Nine, The Marshall and Trifecta, a bed in a bigger unit costs less than a bed in a smaller one, which means the price is per person. Cardinal Village, Highland Station, Vue at 3rd Street and Lofts on Ormsby price the whole apartment.

Is the Highlands a good area for UofL students on a budget?

Not really. Highland Station starts at $1,189 for a studio and sits 2.4 miles from campus. You'll pay less and walk less south of campus, where most per-bed complexes are within a mile.