Mississippi State Off-Campus Housing Cost in Starkville

Mississippi State off-campus housing costs $449 to about $900 a month per person in Starkville's student complexes, and the typical per-bed floor plan on Find My Place lists at $769. Pick a four-bedroom and the middle drops to about $614. A one-bedroom of your own runs $825 to $1,740, and whole houses and condos for groups list from $1,400 to $3,200 for the entire place.

These numbers come from the 27 places on FMP's page of off-campus housing near Mississippi State, checked in October 2026. Most are base rent only, so add utilities and fees on top.

Key Takeaways

• $769 is the median per-bed plan across 12 Starkville complexes that clearly price by the bed.
• Four roommates is the sweet spot. Four-bedroom plans run $449 to $899, with a median around $614.
• $449. That's the floor, shared by Yugo Starkville Campus Common and The Social Block.
• Living alone starts at $825 a month (Brownsville Station's BullDawg I one-bedroom on West Wood Street).
• On campus, MSU's 2026-27 median housing cost is $9,990 for fall and spring, before a meal plan.
• A commuter parking permit adds $100 to $275 a year, depending on the tier (or skip it and ride SMART for free).

Mississippi State Off-Campus Housing Cost by Floor Plan

In Starkville, the number of roommates moves your rent more than the neighborhood does. Twelve of the big complexes on FMP price by the bed, and their rent falls as the bedroom count climbs. Here is what that looks like in practice.

Four-bedroom plans: $449 to $899 per bed

This is where the deals are. Yugo Starkville Campus Common on Ace Avenue lists a 4x4 Classic at $449. The Social Block on Lincoln Green matches it with a furnished 4x2 at $449. Lakeside Living on Old Highway 12 has a 4x4 at $494, and The Quarters Starkville on Campus Trail starts at $510.

The top of the four-bedroom range is the newer stuff near downtown. Midtown Starkville lists its four-bedroom at $835, and Vista Starkville on University Drive runs $879 to $899.

Three-bedroom plans: $539 to $1,009 per bed

Three-bedrooms sit in the middle, with a median near $741. Yugo's 3x3s start at $539, The Grand at Starkville on Blackjack Road lists townhomes from $650, and Midtown runs $870 to $890.

Two-bedroom plans: $599 to $1,129 per bed

Two roommates cost noticeably more per person, with a median around $820. The Social Block's 2x1 plans are the cheap exception at $599 to $619. At The Walk Starkville on Wingo Way, a 2x2 runs about $924 a bed, compared with $778 for a 4x4 in the same building.

The FMP Bed-Count Rule for Starkville

We call it the FMP Bed-Count Rule: in Starkville, every roommate you add to the floor plan saves you roughly $50 to $150 a month. Across FMP's per-bed complexes, the median two-bedroom bed costs $820 and the median four-bedroom bed costs $614. That gap is about $2,470 a year.

The rule has a catch. Starkville listings label almost everything "Whole Unit," even when the price is clearly per bed. So check the curve. If a building's four-bedroom costs less than its two-bedroom, those are per-person prices. If the price rises with bedrooms (like the Cotton District's $850 one-bedroom and $1,300 two-bedroom), you're renting the whole apartment and splitting it yourself.

What a One-Bedroom Costs Near Mississippi State

A one-bedroom near Mississippi State lists from $825 to $1,740 a month, and the middle of FMP's inventory sits near $1,050. The cheapest true solo options are older and smaller.

Brownsville Station Apartments at 210 W Wood Street lists its BullDawg I one-bedroom at $825. The Links at Starkville lists one-bedrooms from $840, the Cotton District has one on Lummus Drive at $850, and Maxwell Station on Maxwell Street starts at $895. The new complexes charge a lot more for privacy: Philo Starkville's one-bedrooms run $1,469 to $1,549, and Midtown tops the list at $1,702 to $1,740.

Honest take? If you're an undergrad, a $449 bed and three roommates saves you about $4,500 a year over even the cheapest one-bedroom in town. That is a lot of Bulldog football tickets.

Whole Houses and Condos in Starkville

Whole-unit houses, condos and small apartment buildings list from $1,400 to $3,200 for the entire place on FMP, and the per-person math only works with a full house. Varsity Square lists a four-bedroom at $1,680, which is $420 each split four ways. Charleston Cottages lists a four-bedroom at $2,660, or $665 each. A five-bedroom at 202 W. Wood St lists at $3,200, about $640 a head.

Houses usually leave every utility to the tenants, and one person's name ends up on the lease and the power bill. Decide who that is before you sign, not after the first summer AC bill.

Utilities, Deposits and Parking on Top of Rent

Most Starkville listings on FMP show base rent only, so ask every property which utilities are bundled and what the monthly fees are. Big complexes often bundle internet, and some cap utilities per bed. Houses usually don't.

Deposits are the landlord's call. Mississippi sets no cap on security deposits, and under Section 89-8-21 of the Mississippi Code the landlord has 45 days after you move out to return it or itemize deductions. Take dated photos at move-in.

Parking is the cost students forget. MSU's 2026-27 commuter permits run $275 a year for Tier 1, $225 for Tier 2, $175 for Tier 3 and $100 for Tier 4. Or skip the permit: SMART buses are fare-free, and several complexes sit on a route.

Is Off-Campus Housing Cheaper Than Living on Campus at Mississippi State?

Usually, if you have roommates. MSU's 2026-27 cost estimate lists $9,990 for median on-campus housing over fall and spring, plus $5,210 for the Weekly 21 meal plan. That housing figure alone works out to about $1,110 a month over nine months.

Off campus, a median $769 per-bed lease runs $9,228 over a full 12 months. A $614 four-bedroom bed runs $7,368. Both beat the dorm number before you even count the meal plan, though you'll be buying your own groceries. The catch is the summer: a 12-month lease charges you for June and July whether you stay in Starkville or not.

Already know what you can spend? Our guide to Starkville neighborhoods for Mississippi State students compares the Cotton District, Highway 12 and Blackjack Road by walkability and reviews.

Frequently Asked Questions About Mississippi State Off-Campus Housing Cost

What's the cheapest off-campus housing near Mississippi State?

$449 a month for a bed in a four-bedroom at Yugo Starkville Campus Common on Ace Avenue, 0.8 miles from campus. The Social Block on Lincoln Green lists the same $449 for a furnished 4x2. Either way you're three roommates deep, so read Yugo's reviews on roommate matching before you sign.

How much should I budget per month to live off campus at MSU?

Plan on $900 to $1,200 a month all in with roommates. That covers a $500 to $800 bed, utilities and fees, groceries, and gas or a parking permit. Living alone pushes it to $1,200 to $1,700.

When should I sign a lease in Starkville?

October or November. FMP's Mississippi State page puts peak leasing between December and February, and the Highway 12 complexes fill first. The cheapest four-bedroom beds go early because everyone runs the same math you just did.

Are Starkville apartment prices per person?

At most student complexes, yes, even when the listing says "Whole Unit." Midtown's four-bedroom at $835 and one-bedroom at $1,702 only make sense as per-bed and whole-unit prices. Houses, condos and the Cotton District price the whole unit, so divide by your roommate count.